Embedded term life insurance
Term life insurance, under your brand.
Give your customers up to $2 million of cover in a 15-minute, no-exam flow that carries your name.
Some of our partners
Embedded term life insurance for your customers
What your customers get
A 15-minute application, no medical exam
A few plain-English questions, finished on their phone. Most applicants get a decision within 24 hours.
Up to $2 million, priced fixed for the term
Cover sized to what they're protecting, a mortgage, a family, a paycheck, at a price that never moves for the term.
A-rated carriers and 24/7 human support
Policies issued by A-rated insurers, with instant answers and licensed experts around the clock, under your brand.
How embedded term life works
Three ways in, from light to deep
Whichever model you choose, carriers, licensing, compliance, claims, and 24/7 support are on us.
Offering term life to your customers
Sold individually, worn like your own
Term life is offered per customer: they choose their cover, they pay their premium, you earn on every policy. Your brand fronts the whole journey.
Your customer
- Chooses cover and term inside your app or site
- Pays their own premium, like buying direct
- Gets free wellness perks with the policy
- Sees your brand from quote to claim
Your business
- Revenue share on every policy sold
- No licenses, no compliance burden, no claims desk
- Partner dashboard for enrollment and performance
- A reason customers stay: protection they'd have to give up
Industries we work with
Built for the trust you've already earned
Credit unions
Give members protection that matches the trust they place in you, and deepen every relationship.
For credit unionsMortgage lenders
Offer cover sized to the loan at closing, so the home you financed stays theirs no matter what.
For mortgage lendersP&C agencies
Round out auto and home books with life and disability. No new licenses or carrier contracts needed.
For P&C agenciesSavings & investment apps
Round out the money journey: customers grow wealth with you, and protect it in the same app.
For savings & investment appsBanks
Embed protection where your customers already manage their money, and open a new revenue line.
For banksEmbedded term life FAQs
What partners ask about term life
Your brand. Our rails.
Their peace of mind.
See a white-label flow with your logo on it in the first call.