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Embedded insurance for banks

Bancassurance, rebuilt.

Insurance sold through banks used to mean referral desks and paper. Eleos embeds modern, 15-minute digital cover where your customers already manage their money.

In-app flows
15 minutes, no exam
Data-informed
Cover sized to the paycheck
Fee income
On every policy

How Eleos supports banks

Built for the trust you've already earned

Digital flows, not referral desks

Term life, disability and accident as native journeys in your app or online banking: quote to policy in about 15 minutes, no exam, no handoffs.

Data you already hold, put to work

Direct deposits and mortgage balances make protection suggestions genuinely personal: cover sized to the mortgage or the paycheck your systems already see.

Fee income without an insurance arm

Earn a revenue share on every policy while Eleos and its A-rated carriers hold licensing, compliance, claims and 24/7 support under your brand.

$83bn

is the US mortality protection gap in premium terms, and it’s widening. The trust to close it sits with the brands people bank with.

Source: Swiss Re Institute, 2024

Banks FAQs

What banks ask us

Your brand. Our rails.
Their peace of mind.

See a white-label flow with your logo on it in the first call.