Embedded insurance for banks
Bancassurance, rebuilt.
Insurance sold through banks used to mean referral desks and paper. Eleos embeds modern, 15-minute digital cover where your customers already manage their money.
How Eleos supports banks
Built for the trust you've already earned
Digital flows, not referral desks
Term life, disability and accident as native journeys in your app or online banking: quote to policy in about 15 minutes, no exam, no handoffs.
Data you already hold, put to work
Direct deposits and mortgage balances make protection suggestions genuinely personal: cover sized to the mortgage or the paycheck your systems already see.
Fee income without an insurance arm
Earn a revenue share on every policy while Eleos and its A-rated carriers hold licensing, compliance, claims and 24/7 support under your brand.
$83bn
is the US mortality protection gap in premium terms, and it’s widening. The trust to close it sits with the brands people bank with.
Source: Swiss Re Institute, 2024
Embedded insurance products
Protection, ready to embed
Embedded term life
Cover that keeps a family's life going if the worst happens.
Learn moreEmbedded disability
Income replacement when illness or injury keeps customers from working.
Learn moreEmbedded accident
Fast cash after an injury: per customer, or bundled for your whole program.
Learn moreBanks FAQs
What banks ask us
Your brand. Our rails.
Their peace of mind.
See a white-label flow with your logo on it in the first call.