Embedded accident insurance
Accident insurance, under your brand.
Fast cash for your customers when an injury brings bills, offered per customer or bundled into your program for everyone.
Some of our partners
Embedded accident insurance for your customers
What your customers get
A five-minute application, no medical exam
A few plain-English questions, finished on their phone. Coverage starts as soon as they're approved.
Cash within days, spent on anything
A lump sum paid straight to them after a covered injury: deductibles, rent, childcare, whatever the recovery needs.
A-rated carriers and 24/7 human support
Policies issued by A-rated insurers, with instant answers and licensed experts around the clock, under your brand.
How embedded accident insurance works
Three ways in, from light to deep
Whichever model you choose, carriers, licensing, compliance, claims, and 24/7 support are on us.
Offering accident cover to your customers
Offer it individually, or bundle it in
Accident is the flexible one: sell it per customer like the other products, or fold it into a membership, affinity, or loyalty program so every member is covered automatically.
Offered individually
- Your customer chooses their payout and who's covered
- They pay their own premium, like buying direct
- Free wellness perks come with the policy
- You earn a share on every policy sold
Bundled for groups
- Fold it into membership tiers or loyalty programs
- You carry the group cost; every member is covered
- Included protection members must give up to leave
- One group agreement, no per-member underwriting
Industries we work with
Built for the trust you've already earned
Credit unions
Give members protection that matches the trust they place in you, and deepen every relationship.
For credit unionsMortgage lenders
Offer cover sized to the loan at closing, so the home you financed stays theirs no matter what.
For mortgage lendersP&C agencies
Round out auto and home books with life and disability. No new licenses or carrier contracts needed.
For P&C agenciesSavings & investment apps
Round out the money journey: customers grow wealth with you, and protect it in the same app.
For savings & investment appsBanks
Embed protection where your customers already manage their money, and open a new revenue line.
For banksEmbedded accident insurance FAQs
What partners ask about accident
Your brand. Our rails.
Their peace of mind.
See a white-label flow with your logo on it in the first call.