Embedded disability insurance
Disability insurance, under your brand.
Monthly income replacement when illness or injury stops your customers working, in a fast, no-exam flow that carries your name.
Some of our partners
Embedded disability insurance for your customers
What your customers get
A 15-minute application, no medical exam
A few plain-English questions, finished on their phone. Most applicants get a decision within 24 hours.
A monthly benefit that replaces the paycheck
Sized to their salary and paid monthly while they recover. Physical or mental, if it stops them working, it counts.
A-rated carriers and 24/7 human support
Policies issued by A-rated insurers, with instant answers and licensed experts around the clock, under your brand.
How embedded disability insurance works
Three ways in, from light to deep
Whichever model you choose, carriers, licensing, compliance, claims, and 24/7 support are on us.
Offering disability cover to your customers
Sold individually, worn like your own
Disability is offered per customer: they choose their monthly benefit, they pay their premium, you earn on every policy. Your brand fronts the whole journey.
Your customer
- Chooses their monthly benefit inside your app or site
- Pays their own premium, like buying direct
- Gets free wellness perks with the policy
- Sees your brand from quote to claim
Your business
- Revenue share on every policy sold
- No licenses, no compliance burden, no claims desk
- Partner dashboard for enrollment and performance
- A reason customers stay: protection they'd have to give up
Industries we work with
Built for the trust you've already earned
Credit unions
Give members protection that matches the trust they place in you, and deepen every relationship.
For credit unionsMortgage lenders
Offer cover sized to the loan at closing, so the home you financed stays theirs no matter what.
For mortgage lendersP&C agencies
Round out auto and home books with life and disability. No new licenses or carrier contracts needed.
For P&C agenciesSavings & investment apps
Round out the money journey: customers grow wealth with you, and protect it in the same app.
For savings & investment appsBanks
Embed protection where your customers already manage their money, and open a new revenue line.
For banksEmbedded disability insurance FAQs
What partners ask about disability
Your brand. Our rails.
Their peace of mind.
See a white-label flow with your logo on it in the first call.